The Rambler (Fort Worth, Tex.), Vol. 99, No. 2, Ed. 1 Wednesday, September 12, 2007 Page: 4 of 6
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4 September 12, 2007
College T.ife
The Rambler
Looking :or a way to work Want ar byota
National non-profit organization offers help to low-income students with children
Colleen Burnie
ENTERTAimiENT EDITOR
Need a car? It's a little well known fact that Texas, and Metroplex residents in general,
are dependent on their vehicles, even addicted some would say. Well now there is a solution
for those in need, who don't have the credit or bank roll to get one on their own.
Ways to Work is a national program that works out of non-
profit offices all over the nation to help low income parents get to
work or school, and helps them secure a more stable financial
future.
"Not only is it great that these people get a car at zero to 8 per-
cent interest," notes Sheri Mata, director of career services, "but
they also get help with their finances."
The program, which was founded in Wisconsin more than 20
years ago, recognized the growing need of working parents for
reliable transportation to their jobs or schools, particularly in areas
such as Fort Worth-Dallas where the public transportation system
does not offer comprehensive options for transportation.
"A car can help students get better paying jobs, better jobs,
keep them from being late and alleviate the stress from car issues,"
said Mata.
The Ways to Work program will offer low interest loans up to
$4,000 to its recipients for a reliable used car, help in building
credit and counseling for repayment.
According to the Ways to Work Web site, the cars that loan
recipients receive have been thoroughly repaired, are fuel efficient
and come from companies such as Toyota and Honda.
To date, the program has assisted more than 25,000 families with loans totaling more
than $40 million.
According to a story that was published in Profitwise News and Views in May 2007,
Ways to Work President Jeffrey E. Faulkner teaches men to fish rather than giving them one
salmon dinner.
"We finnly believe in the value of making loans for cars, not just giving them away/' said
Faulkner. "We carefully screen our applicants to make sure they can afford the loan. The act
of paying it back helps them develop sound financial habits, and it also begins their work of
building a payment history that will eventually allow them to take advantage of greater finan-
cial opportunities.''
The requirements of the loan are that the
borrower be employed for at least six
months, or be enrolled in school, be a parent
and be unable to get a load from a bank or
credit union as well as agree m writing to
repay the loan. A referral is required and can
be obtained in the Career Services, located in
the Academic Resource Center.
In 2006, Ways to Work commissioned a
study to assess the results of their outreach.
The results were tremendously positive,
showing that the availability of reliable trans-
portation led to better job attendance and bet-
ter overall quality of life by allowing more
family time. The take home pay of borrowers
increased by an average of 41 percent.
There are other alternatives for students
without children as well. Car dealers such as
Toyota and Volkswagen have college grad
programs. Students who are six months away from graduation or less than 24 months out of
graduation are eligible for financing without any credit history. The only requirement is a
commitment letter from an employer or future employer.
"There are options for today's students in need of reliable transportation," said Mata.
m
Courtesy of Google Images
An efficient and reliable vehicle makes a working student and parent's life
considerably easier by decreasing stress.
The Greek
organizations of
Texas Wesleyan
pulled off a
phenomenal rush
week Sept. 3-7.
Alpha Kappa
Kappa was no
exception. Fun
events that week
included kickball
and a watertight,
both favorable pre-
views of events yet
to come.
IB zfsll
t&ush
Give of your nature
resources ...
Ind enter the realm of
capitalism .
WRITE FOR THE RAMBLER
Living apart rom the crowd
If someone were to ask you to define character, what would you say? Would you say it is one's
morals, one's standards or possibly a combination of the two?
Character is one of those traits that is difficult to define but simple to recognize. I have heard it
be defined as who you are in the dark - when no one's looking.
Character will set you apart from the crowd. It shows the world who you are and what you are. If
you have it, it shows and if you don't, it shows even more.
So, as we continue on this journey called life, let us remember that character is always a good
thing to have on our side/You will never have to make excuses for having it, but you may find your-
self in a position having to explain why you don't.
"Watch your thoughts, for they become words. Watch your words, for they become actions.
Watch your actions, for they become habits. Watch your habits, for they become character.
Watch your character, for it becomes your destiny."
— Unknown
Julie Davis is a senior English major and is a staff writer for The Rambler.
Julie
Davis
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Poling, Shawn R. The Rambler (Fort Worth, Tex.), Vol. 99, No. 2, Ed. 1 Wednesday, September 12, 2007, newspaper, September 12, 2007; (https://texashistory.unt.edu/ark:/67531/metapth201239/m1/4/: accessed April 27, 2024), University of North Texas Libraries, The Portal to Texas History, https://texashistory.unt.edu; crediting Texas Wesleyan University.